A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs. Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Haudenschild Insurance will work with you to find the right combination of business insurance coverage to meet your specific needs.

-Extended liability for additional insureds.

-Debris removal, personal property.

-Tools and equipment.

-Valuable records protection and accounts receivable.

All of these options are available with Haudenschild Insurance Agency and we'll help you figure out which coverage you might need for your business!

In addition to advising you on the right coverage, we provide additional services, such as:

Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.

Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing

Commercial Property Insurance - One of the most common types of business insurance in Ohio is commercial property insurance. This coverage provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or man-made disasters are examples of what is typically covered. A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Haudenschild Insurance can help you determine the type of insurance policy and range of coverage that is right for your business.

Commercial Auto Insurance - Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.